3, 2, 1 ... Etsy Witches

Viewer Questions

• With all the recent devaluations, is 1.5 CPP redemptions soon to be the new 2 CPP redemption minimum target rate? - Keith
• What's a piece of credit card or travel advice you give to others but that you generally don't follow yourself? - DDAF
• What's the worst piece of credit card advice you have gotten? Both from a random person (don't pay off your entire balance to increase your score) and someone in the "community". - KirbyG
• What's your success rate with the reconsideration line of various cards? Is there a difference between personal card reconsideration and business card reconsideration? - rp2048
• After traveling heavily the last 2-3 years, im very low on pto going into 2027 and with Olympics around the corner the year after do i continue earning welcome subs or hunker down/garden as i accumulate PTO hours - DiamondRyce

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Topics 

• Matt

  • How do you explain points and miles when it comes up; how does it come up; what do you advise when talking to those who express interest in this pursuit?

• RJ

  • What are some (reasonable) things that you can see happening in the next 12 to 24 months that would get you excited about credit cards?

00:00 Show Intro Banter
00:59 Membership Updates
01:23 Chase Travel Credit Trip
07:36 Advice You Ignore
12:19 Worst Credit Advice
16:34 Recon Line Results
20:15 PTO Versus Bonuses
28:27 US Bank Kroger Rumors
30:43 What Would Excite You
42:30 Explaining Points and Miles To People
58:24 Final Thoughts and Member Shoutouts