Hey, KeyKEYadventures Is Here!

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines from Riq’s Rewards | RJ from Do You Take Cards

 

Back to Basics of the Week |  When is the best time to get a new card and what do you do once you get the card?

 

Viewer questions

• What preparations do you make for a long domestic/international trip in case of emergencies? - K1d_Cat37
• Since AS-HA transfer is live and everyone is moving HA miles to AS, at what point does AS need to make a devaluation (especially considering MR > HA > AS). It seems the more valuable, lower supply AS is about to be overrun by lower valued, easily acquired HA.- AP
• Dugroz had a live show a few weeks ago where he noted his top 5 overrated cards. I would like to hear what are your top 3 overrated cards each. - AP
• There has recently been a sharp increase in the number of videos addressing “Premium/luxury” cards. What are your views on holding multiple luxury cards? Are you only looking are tangible credits and value or do intangibles play a role in your decision making process. (ie lounge experience, possible upgrades from status, etc) - K1d_Cat37

 

News Round-Up

• Amex quietly removed the Cash Magnet, the Everyday and the Everyday Preferred from their site. 
• Why is no one talking about the Chase transfer bonus to Marriott?

 

Topics

• Matt
  • Quarter 4 starts tomorrow; do we think anything major will happen (Citi and Wells drop their big travel cards, more AmEx refreshes, What is Cap1 cooking?)
• Key
  • What have we learned about waiting for cards/having them no longer taking sign up bonuses by the time we want them”
• Tariq
  • How do you manage the annual fees on your cards, and do you have any ways to subsidize those fees (cash back cards, programs, etc.)?
• RJ
  • What is your favorite credit card? Not the best, not the most useful but your favorite.