Stack Your Points

Q & A | Buy Your Medicine, Get Your Points, Move On

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards
 
Viewer questions 
How do you value points when using them to top up a loyalty account?  Say you want to take a flight that has a cash price of either $650 or 50,000 points (1.3cpp).  You currently have a balance with that airline of 40,000 points/miles, and the airline will sell you miles directly for 3 cents each. - SpaethCo
A. $650, because it saved you from spending $650 out of pocket at that point in time.
B. $300, because that's how much it would cost you to purchase the last 10,000 directly from the airline.
C. $130, because the whole redemption was 1.3cpp, so 10k points is only worth $130. 
Do you transfer 10k points over to make that redemption instead of paying cash, and if so how do you value those 10k points?
We are seeing more tiered SUBS and SUBs with bigger spend requirements.  Do you think SUB spend requirements are going to keep growing or duration or neither? Why do people like Barclays have one transaction SUBs? - AP
Question for @RJ  specifically. Knowing the limitations on  SkyMiles and the increased cost of attaining/maintaining Delta status. Would you ever see yourself moving your loyalty? Or is your semi-loyalty purely due to geographic constraints? - K1d_Cat37
In your opinion, what is the most underrated no-AF non-Attune card out there? Mine is the Chase Ink Cash - 5x on streaming, phone services, and cable.  AND up to $25k of Visa & M/C gift cards at office supply stores which you could turn into 5x on any category spending like groceries or dinning. - Keith
I’d love to see more point stacking examples on earning and on redemptions. - Anthony Bove
 If you want to ask a question, you can leave a comment or email StackYourPoints@Gmail.com.
 
Join our Discord: https://discord.gg/hmhYfxfyWN
 
Where to find us 
https://www.youtube.com/@MattClausen
https://www.youtube.com/@CallMeLani
https://www.youtube.com/@DoYouTakeCards 

The Main Show | Buy Your Medicine, Get Your Points, Move On

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards
 
News Round-Up 
None this week
 
Topics 
Matt: Hilton does FNC better, either uncap them or don’t offer them at all. 
 
Lani: There’s a lot of refreshes, new cards [confirmed & rumored], and partnerships happening (i.e. BILT+Walgreens). Once these things are announced, CCYT goes into “worth it/ not worth it,” “keep or cancel.” What changes would you actually like to see happen with CCs?
 
Tariq: Is credit card addiction real, or is there no such thing?
 
RJ: What is your relationship with digital wallets like? Love them? Hate them? Do you have all your cards in there or just some? 
 
 
 If you want to ask a question, you can leave a comment or email StackYourPoints@Gmail.com.
 
Join our Discord: https://discord.gg/hmhYfxfyWN
 
Where to find us 
https://www.youtube.com/@MattClausen
https://www.youtube.com/@CallMeLani
https://www.youtube.com/@DoYouTakeCards 
 
Buy your medicine, get your points, move on 

Rants Will Continue Until Behavior Improves

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards
00:00:00 - Intro00:01:44 - News00:12:02 - Topics01:08:32 - Back to Basics01:12:36 - Viewer Questions01:37:04 - Ending
News Round-Up 
Our show will now drop on Wednesdays 
We go over the Alaska and Hawaiian Airlines merger. 
Topics 
Matt | USBank and Wells Understand Credits; everyone else is annoying.
 
Lani | Is there a “universal” card or strategy for beginners? So many opinions from others about ‘what to do.’ Every answer or opinion is different. So is there a “universal strategy or card?”
 
Tariq | Cent per point valuations aside, does it really make sense to compare cards from different points & miles ecosystems?
 
RJ | Bilt came into the credit card market with a new category or at least a new spin on that category - Rent - what do you see other categories that are ripe for the same treatment?
 
If you want to ask a question, you can leave a comment or email StackYourPoints@Gmail.com.
 
Join our Discord: https://discord.gg/hmhYfxfyWN
 
Where to find us 
https://www.youtube.com/@MattClausen
https://www.youtube.com/@CallMeLani
https://www.youtube.com/@DoYouTakeCards 

A Cookie And A Sad Salad Bar

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards
 
News Round-Up 
Delta and Microsoft/Cloudstrike in a war of words 
The Savor from Cap1 is dead, long live the Savor
 
Topics 
Matt | “Credits minimizers” ruined some cards; stop thinking you’re getting one over on the issuer. 
Lani | Booking domestic flights with airline alliance partners: Is the juice worth the squeeze?
Tariq | 
RJ | What apps or other ways to track do you use that are credit card related? Card Pointers? Max Rewards? A spreadsheet?
 
Jon R's Amex Video
 
If you want to ask a question, you can leave a comment or email StackYourPoints@Gmail.com.
 
Join our Discord: https://discord.gg/hmhYfxfyWN
 
Where to find us 
https://www.youtube.com/@MattClausen
https://www.youtube.com/@CallMeLani
https://www.youtube.com/@DoYouTakeCards 

Back to Basics

Welcome back to Stack Your Points! 
Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards
 
News: 
Capital One Rumored to be Launching New Cards
New JetBlue Plus Card Welcome offer
Topics:
Matt 
- What do you look for when considering a credit card, what do you think others would benefit looking for?
Lani 
$0 annual fee setup, no more than 3 cards. What are you choosing?
Tariq
Cash back vs. travel: Determining your “what” for beginning the game.
RJ
In your opinion, what makes a credit card “good”?
You can email us at stackyourpoints@gmail.com 

Paint The Whole Wall

Show Notes
Welcome to Stack Your Points! 
 
Hosts: 
Matt Clausen
CallMeLani
Tariq
RJ From Do You Take Cards
 
News Round-Up 
American Express Gold has dropped! What do we think? 
Bill has made some changes to Rent Day. 
Topics
Matt
Don’t make us math credit card companies. Make it easy to track points. 
Lani
Points vs. Free nights: When to take a standard offer vs the inflated offer, IHG premier personal card
  RJ
How do you evaluate annual fees and decide when one is worth paying?
Viewer questions
I’m going away to college soon and trying to figure out which card to get now that I’m 18. What is a good student card to help with my credit score and to help me travel a bit back home and with friends? - Adam
Will the American Express Everyday and Everyday Preferred be refreshed this year?? What will Amex do? - Anonymous
 
How to contract us via email: StackYourPoints@Gmail.com 

What's Your 5/24?

Welcome to  Stack Your Points! 
Hosts: 
Matt Clausen
CallMeLani
Tariq
RJ From Do You Take Cards
 
News Round-Up 
American Express Gold Rumors have Dropped
 
Topics
Matt
Is there a Card that you wish another (or your) ecosystem had, which card and why?
Tariq
What’s the holdup, Wells Fargo? Drop your next round of transfer partners already!
  RJ
Chase 5/24, why do people 1) care so much 2) treat it like it’s the be all and end all and 3) why don’t more companies have it?
How to contract us via email: StackYourPoints@Gmail.com 

Go Sit In The Corner

Welcome back to Stack Your Points. 
 
News Round-Up
Wells Fargo has two MORE new Cards
Citi Shutters Unused Credit Card Accounts With Losses Soaring
Capital One & Walmart End Partnership [Cards Converted To Capital One Quicksilver]
Topics
Matt | I want a Reward Network Subscription
Lani | Single strategy vs. multi-strategy, and renting a strategy & Endgame timing, how many cards is enough
Tariq | My weekend staycation with how much I earned and redeemed.
RJ | If you could only have 5 cards the rest of your life, which 5 cards would you have?
 
Viewer questions | None this week. If you want to ask a question, you can leave a comment or email StackYourPoints@Gmail.com.
 
Where to find us
Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards

Somewhere Between 1 and 5,000 People

News Round-Up 
New Turkish Miles and Smiles Card
Topics
Matt
If you could take one Transfer Partner from an issuer and move them elsewhere, which partner to which bank(s) and why?
Lani
Travel debt is becoming too real. People taking out personal loans for vacations
debt vs. going broke?  
Tariq
Why don’t other airline/hotel brands have apps similar to MileagePlus X?
RJ
The concept of the “player 2” and why the term is so contentious 
Viewer Questions 
What is the best card with a reasonably high approval rate for someone with poor credit who is trying to raise their credit? - Nikki 
Where to find us 
Matt Clausen:  @mattclausen
CallMeLani: @callmelani
RJ From Do You Take Cards:  / @doyoutakecards
Tariq Gains

What Is Your Why?

Welcome to the first episode of Stack Your Points! 
Hosts: 
Matt Clausen
CallMeLani
Tariq
RJ From Do You Take Cards
 
News Round-Up 
Visa Introduces Digital Card Replacement Service: How It Will Help Travelers
Swipe Fee Settlement Judge Says $30 Billion Agreement Is ‘Paltry’
[Rumor] Chase To Launch New Premium Personal & Business Card ‘Project Emerald’
 
Topics
RJ | The Green card is overlooked and for a good chunk of people a better value than the Gold or Platinum.  
Lani | The end of the BILT Card. No, it’s not.
Matt | Is there such a thing as too many issuer ecosystems, and what is that number?
Tariq | Know your “Why” before jumping into the credit card rewards game.
 
Mentioned Creators
Anthony Venture
Colby Ng 
keyKEYadventures
Jon R
Joe Barreto